You’ve saved a few travel videos, checked the price of a flight, and thought, Maybe 2027 is the year I finally go. Then the questions start: Where should I go? How much will the whole trip cost? And what do I need to sort out before I pay?

If you’re planning your first holiday abroad from Nigeria, start with a shortlist, a realistic budget, and a savings target you can work towards each month.

Where should I go on my first international trip?

Shortlist two or three places you’d enjoy. Compare them using the total cost of the trip, how much time you can take off, the flight route, and the entry requirements for your passport. A destination with a cheap flight can still cost more overall once you add accommodation and daily expenses.

How much should I budget for a holiday abroad?

Write down your estimates for flights, accommodation, any visa or entry fees, insurance, meals, local transport, and activities. Add a buffer for unexpected expenses or exchange-rate changes. Then compare the total for each destination.

Check what each price covers. A cheap flight may look less attractive once you add checked luggage, and a hotel far from the places you want to visit can increase your transport costs.

How do I start saving if I can’t pay for the whole trip now?

Subtract what you’ve already saved from your target. Divide the amount left by the number of months before your major payments are due. For example, if you still need ₦600,000 and have six months to save it, your target is ₦100,000 per month.

If that figure would squeeze your essential expenses, adjust the plan early. You could travel later, shorten the trip, or choose a destination that fits your budget better.

What should I check before I book a flight?

Check your destination’s official immigration or embassy website for the latest entry requirements for your passport. If your flight connects through another country, check its transit rules too. Read the fare’s change and refund terms before you pay, especially if your travel dates or documents are still being sorted out.

Start today: Pick one destination and write down three numbers: what you think the trip will cost, what you’ve already saved, and what you can set aside this month.

If you’d like help turning those numbers into a plan you can follow, join me for Your 2027 Travel Plan. We’ll build your travel budget and savings plan together, with six months of accountability to help you follow through.